Intro: 
Amaj7   G#m7    Gm7    F#m7     E 
E       A7      B7 


E                       F#m7            G#m7            Amaj7 
This year's been hard on all of us, we seen our share of hills 
E                       F#m7            G#m7            Amaj7 
We're making it by tooth and nail, we're countin up the bills 
E                       F#m7            G#m7            Amaj7 
As Christmas time approaches, I'm don't feel like I should 
        Amaj7   G#m7 Gm7 F#m7           E       A7      B7 
Cause honestly I haven't been that good 

E                       F#m7            G#m7            Amaj7 
So as I lay in bed last night despairing o'er my sins 
E                       F#m7            G#m7            Amaj7 
I heard the faintest whisper like a voice caught in the wind 
E                       F#m7            G#m7            Amaj7 
Well I know this may sound crazy, but I heard it oh so clear 
             Amaj7   G#m7   Gm7         F#m7    E       A7      B7 
I heard that Santa's taking credit this year 

E                               A 
If Santa's taking credit on "being good" this year 
E                               B7 
Then I'll expect to see his eight tiny reindeer 
E                                       A               Am 
But without it I cannot afford to spread some Christmas cheer 
E                               B7              E 
So Santa, bring a present, and I'll make it up next year 

E                               A 
Well in our modern economy, nobody pays up front 
E                               B7 
put it all on credit, and pay it off at the end of the month 
E                               A                       E 
well Santa should be no different, and it seems completely fair 
E                               B7                      E 
Even if I've been more naughty than nice, I can make it up next year 

E                               A 
If Santa's taking credit on "being good" this year 
E                               B7 
Then I'll expect to see his eight tiny reindeer 
E                                       A               Am 
But without it I cannot afford to spread some Christmas cheer 
E                               B7              E 
So Santa, bring a present, and I'll make it up next year 

A               E 
And I know that it may 
A               E 
Seem to be so senseless 
A               E 
for Santa to reward me 
F#                               B/C\B 
but he's doing it for the interest 

E                       F#m7            G#m7            Amaj7 
So, if you're like me your worried about your presents this year 
Amaj7   G#m7 F#m7 
If you're nice he won't forget it 
Amaj7   G#m7 Gm7  
If you're naughty don't you sweat it 
        Amaj7 G#m7   Gm7    F#m7 E      A7      B7 
Cause Santa's taking credit this year