Verse 
G                   C 
If I were you, then I would gladly 
D/F#         G 
loan to me a dollar or two 
           D/F#     C 
So I could eat, and maybe get 
     DD/F#             G 
Just one good night of sleep 
                     C 
But I'm not, and I'm stranded 
       D/F#             G 
Like a castaway in this town 
    C           D/F# 
And you seem so unwilling 
          G                C 
To help a fellow when he's down 
          G    D/F#            G 
If I were you, that's what I'd do 

G              C                 D 
If I were you, I wouldn't be out on these streets 
G 
The whole night through 
                 D/F#      C 
Yeah, I'd have a job and a pretty wife 
     D/F#              G 
That I could come home to 
                 C             D/F# 
But I don't, and I have twenty cents 
           G 
Left to my name 
    C               D/F# 
And you're the only one left here 
G              C 
That I have to blame 
          G    D/F#            G 
If I were you, That's what I'd do 

Bridge 
G         C              D/F# 
Sir, it's not like me to take from you 
G 
Things I haven't earned 
C                 D/F# 
I wish I could go back 
             G       D/F#   G 
And need the lessons I have learned 

                       C 
But I can't, so you'll gladly 
         D/F#          G 
Put your money in this sack 
    C                  D/F# 
Yes Sir, this thing is loaded 
      G               C 
And I have the hammer back 
          G    D/F#            G 
If I were you, that's what I'd do 
C         G    D/F# 
If I were you, that's what to do